What health insurance reform should give us: a cheap, high-deductible catastrophic policy.

Which is exactly what none of the current bills would let us have, according to John Stossel:
Consumers could not buy a cheap, high-deductible catastrophic policy [under any of the existing bills currently floating around the House and Senate]
Read the whole thing.

Last week I asked a customer service rep at Maryland's dominant health insurer* if they sell such a policy. She said no, making it sound as if selling catastrophic insurance without the "basic" plan would be an impossibly difficult feat.

At the end, Stossel adds:
Profit is the key to competition. Anyone who claims to favor competition but looks down at profit has no idea what he is talking about.
Well said.

*CareFirst Blue Cross/Blue Shield


  1. good reading this blog and this article..health insurance reform should definitely give us a better policy..my health insurance was from health insurance.

    love reading more on health insurance from your blog,thank you..

  2. Really a great post, Thanks for sharing such nice post,,, This is super post....