Maryland has forced more mandates on health care insurers than any other state

Robert Moffit of the Heritage Foundation, citing a 2001 Blue Cross/Blue Shield study:

Maryland leads the nation with at least 52 mandates on private health insurance . . . Only California, which has 43 mandates, comes close to Maryland.

There seem to be three types of mandates relating to (1) conditions/treatments/services (28 mandates), (2) providers (18 mandates) and (3) patient classes (6 mandates). Here are the mandates relating to conditions, treatments & services:

Alcoholism Treatment
Bone Density Screening
Breast Reconstruction
Cleft Palate
Clinical Trials
Colorectal Screening
Dental Anesthesia
Diabetic Supplies/Edu
Drug Abuse Treatment
Emergency Services
Formula for PKU
Hair Prostheses (Wigs)
Home Health Care
Hospice Care
Invitro Fertilization
Mammography Screening
Mental Health (General)
Mental Health (Parity)
Minimum Mastectomy Stay
Minimum Maternity Stay
Off-Label Drug Use
Prostate Cancer Screening
Rehabilitation Services
Second Med/Surg Opinion
Well-Child Care

A doctor told me last week that these mandates have driven up health insurance premiums in Maryland. And contributed to declining number of insurers competing in the Maryland market.

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