But both sides seem curiously unwilling to address the most important participant in the health care equation - the consumer.
Democrats appear to see consumers only as a class needing protection. Their focus is almost exclusively on government action.
Republicans at least give lip service to a consumer-focused health care system, but seem reluctant to really endorse proposals that shift more risk and responsibility to those consumers.Perhaps that is because in the long-run, the only way to spend less on health care is to consume less health care.
How to put the the insurance back into health "insurance"
Michael Tanner of the Cato Institute makes the case for high-deductible health care insurance: